Welcome to JMS Private Clients

We deliver tailored finance solutions for property investors, developers, business owners, and homebuyers across the UK. With expert market knowledge and access to a broad network of lenders, we simplify complex finance challenges matching our clients with the best possible terms for their funding needs.

Our Broker Services

Bridging Finance

Need fast, flexible short-term funding? Our bridging loan solutions cover auction purchases, refurbishment, chain breaks, and time-sensitive acquisitions with speed and confidence.

Commercial Finance

From owner-occupier premises to investment purchases, we source competitive commercial mortgages and refinance options for retail, industrial, office, leisure, and healthcare assets. Ideal for trading businesses, investors, and SPVs.

Buy-to-Let Mortgages

Whether you're an individual landlord or managing a portfolio, we access specialist BTL lenders to offer solutions for single lets, HMOs, limited companies, and holiday lets.

Development Finance

From single-unit builds to multi-phase construction projects, we secure competitive finance solutions to support ground-up developments and conversions, including office-to-residential and mixed-use schemes.

Mezzanine Finance

Bridge the funding gap between senior debt and equity with carefully structured mezzanine finance. Ideal for developers looking to maximise leverage and returns on large-scale projects.

Property Insurance

We also offer access to comprehensive property insurance cover—whether it's landlord insurance, buildings & contents, or specialist HMO/multi-unit insurance.

Residential Mortgages

Looking to purchase your first home, remortgage, or move up the ladder? We provide clear, independent advice and secure competitive rates across mainstream and specialist residential mortgage markets.

Structured Finance

We arrange bespoke finance packages for commercial properties, business growth, and refinancing. Whether you're buying a retail unit, warehouse, or office block, our structured approach helps you unlock capital effectively.

Our experienced finance brokers offer:

Up to 100% funding

A personal approach

Access to over 100 lenders

Fully-structured bespoke deals

Quick turnaround times

All levels of debt and equity