Commercial Mortgages

We can provide a broad range of commercial mortgage solutions for the purchase of a new investment or to re-finance an existing property or portfolio. We can source second charge commercial loan options for almost any purpose, secured against many commercial property types or land in the UK such as part-developed property, land with or without planning permission as well as land with agricultural restrictions.

Commercial investment/owner occupier premises include:

  • Semi commercial / mixed use
  • Retail units
  • Offices
  • Warehouse and industrial units
  • Nursing/Care Homes and Day Nurseries
  • High Street premises, i.e. shops, take-aways
  • Pubs, clubs, hotels, restaurants, cafes and other licensed premises
  • Farms, equestrian and agricultural units
  • Leisure facilities – health clubs, gyms, caravan sites, golf courses, etc.

Key features:

  • Loans from £25,000
  • Terms from 5 to 30 years
  • Capital, repayment or interest-only options
  • Secured on many residential, semi-commercial and commercial property types or land
  • Many income sources including self-employed, limited companies, sole traders and partnerships and private pensions considered

Who can get a Commercial Mortgage?

We specialise in providing finance solutions for existing business users, and those looking to start their own business. If you have previous credit problems this will not necessarily be a bar to obtaining funding as there are lenders in the market who will help. Audited business accounts or a previous trading history are not always necessary as lending decisions can be made against the value of the property and your ability to repay the loan from business income or property rental yield as appropriate.

Why Use JMS Buy to Let Business as your Commercial Mortgage Broker?

A Commercial Mortgage is a very specialised product with the majority of lenders choosing to work only via qualified and accredited Commercial Mortgage brokers, which is becoming more important in the current financial climate. We will professionally assess your borrowing requirements and accurately match your needs from our extensive list of Commercial Mortgage lenders actively lending in the UK. To get the loan formally approved in the fastest possible time, we will fully package the application and submit direct to the lenders with supporting information.

Your Next Move?

At JMS Buy to Let Business, we do not charge up-front fees – expert advice is provided from our team of mortgage advisers and is given freely and entirely without obligation so please let us know your requirements. Contact us today on 0203 637 6206 for us to assess the best option and we look forward to working with you in sourcing and delivering your commercial mortgage.

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    Your home or Commercial property may be repossessed if you do not keep up repayments on your mortgage.

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